An employee reaches retirement age – 4 steps

Step 1
Six months before retirement, an employee will receive a letter from the pensioninsurer of pensionfund containing:

• A statement of the regular pension benefit.
• Any options available (earlier or later retirement, etc.).
• A form to supply any missing personal details.
• A payroll tax statement.
• A statement with respect to conversion of dependant’s and retirement pensions.

Step 2
An employee provides the pensioninsurer of pensionfund with:

• A completed form before the retirement date.
• The payroll tax statement.
• The conversion statement, if applicable.

Step 3
The pensioninsurer of pensionfund carries out the administration.
Theu process the information supplied and determine the final entitlement.

Step 4
The pension insurer of pensionfund makes the initial pension payment to your employee in accordance with the pension regulations.

Tip: It can be profitable for an employee to combine different pensions and annuities. 

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